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Home Application Checklist

The following is a handy checklist for home buyers regarding the home loan process:

 GENERAL:

__ Picture I.D. with Social Security numbers for all Borrowers

__ Payment to cover application fee

__ Name and complete address of all landlords for the past 2 years

INCOME:

__ Employment history for the past 2 years, including address & phone #

__ Copies of your most recent pay stubs and W 2 forms (past 2 years)

__ Verification of other income; Social Security, Disability, Child Support

__ If you have rental property income, bring all lease agreements

__ If self-employed – 2 years tax returns, profit & loss statements

ASSETS:

__ Copies of all bank and credit union statements for past 3 months

__ Copies of stocks and bond certificates plus statements of accounts

__ Prepare a list of household items and their values

__ Face amount, monthly premiums and cash values of all life insurance policies

CREDITORS:

__ Installment Loans- car, and student loans (Monthly Pmt., Balance)

__ Mortgage Loans- property address, lender, acct. #

__ Credit Cards- acct #, current balances, monthly payment balance

__ Child Care expense/support- name, address, phone #

OTHER:

__ Bankruptcy Bring discharge and schedule of creditors

__ Adverse Credit Bring all letters of Explanation

 

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Prime Properties is a Sugar Land area residential and commercial real estate brokerage firm serving Fort Bend County and Southwest Houston. It is headed by Broker, Mike Harness and veteran Sugar Land area Realtors, Sherry Miles and Stephanie Nelson. For more information on Prime Properties, visit http://primepropertiestx.com/contact-prime-properties/ for contact form, phone and email information.

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